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NEW DELHI, INDIA, May 14, 2006: With the joint family concept on the decline, a study has shown the dwindling acceptance of the elderly by their families with the overriding concern being lack of respect, regard and love. Even as the fragmentation of the family has been linked to the economic condition, the largest number of nuclear families (67.6 percent) belong to the upper class bracket, says a study by Helpage India. Rural India continues to remain largely unaffected with most (64.5 percent) opting to stay together, though financial security at 92 percent appeared as the biggest factor among rural families. Financial independence and giving advice only when sought are two other factors which largely influence the position occupied by family elders, according to the study that also states that those with means to contribute command a higher standing and connect better with the next generation. Acceptance is taken to be the highest when the aged do not interfere in family matters and respect the independence and space of others at home. From the perspective of the elderly, says the study, the most sought after thing by them is respect and regard from their families. While 90 percent of senior citizens from middle-class families appear to be the most neglected emotionally with lack of respect, regard and affection, 80 percent in the upper income group, 74 percent in the lower class families and 91 percent among rural areas have the same complaint, the study said.